Terms of Service
These Terms of Service ("Terms") govern your access to and use of the website misegurodental.com and the services provided by Miseguro Dental ("we," "us," or "our"), a registered DBA (Doing Business As) of Raul Penuela, a sole proprietorship and licensed insurance agency located in McKinney, Texas. By accessing our website or submitting your information, you agree to these Terms.
1. Services
Miseguro Dental is an independent, licensed insurance agency that helps individuals and families compare and enroll in dental, life, and health insurance products from the carriers we represent. We do not offer every plan available in your area, and any information we provide is limited to the plans and carriers we represent. This website and our communications are a solicitation for insurance. A licensed insurance agent may contact you.
2. No Guarantee of Coverage
Submitting a request or booking a consultation does not create an insurance policy or guarantee coverage. Coverage is subject to carrier underwriting, eligibility, application, and approval. Nothing on this website constitutes an offer or binding of insurance.
3. Eligibility
You must be at least 18 years old and provide accurate information that belongs to you in order to use our services. You confirm that the contact information you provide is your own.
4. SMS / Text Messaging Terms
By providing your phone number and opting in, you consent to receive marketing and/or transactional text (SMS) messages from Miseguro Dental (a DBA of Raul Penuela) related to your inquiry, quotes, coverage options, appointment scheduling, confirmations, reminders, and account servicing. These messages may be sent using an automated system.
- Message frequency varies based on your interactions with us.
- Message and data rates may apply, according to your mobile carrier plan.
- Reply STOP to any message to opt out at any time. Reply HELP for assistance.
- Consent to receive text messages is not a condition of purchasing any product or service.
- Carriers are not liable for delayed or undelivered messages.
Mobile information is never shared. Mobile information and consent records (including phone numbers and SMS opt-in data) will not be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors and service providers in support of our Services (such as CRM, calendar, messaging, or compliance providers) is permitted only for the purpose of delivering those Services to you.
5. Telephone Communications Consent (TCPA)
By providing your phone number and opting in, you provide your prior express written consent for Miseguro Dental and its authorized representatives to contact you at the number provided — including through automated technology such as auto-dialers, pre-recorded or artificial voice messages, and text messages — for marketing and/or servicing purposes related to insurance products. This consent applies even if your number is listed on a state or federal Do Not Call registry. Your consent is not a condition of purchasing any goods or services, and you may revoke it at any time by replying STOP to any text message or by contacting us directly.
6. Your Responsibilities
- Provide accurate and truthful information;
- Use the website and services only for lawful purposes;
- Not attempt to disrupt, damage, or gain unauthorized access to the website or our systems.
7. Intellectual Property
All content on this website — including text, graphics, logos, and the Miseguro Dental brand — is the property of Raul Penuela (doing business as Miseguro Dental) or its licensors and is protected by applicable law. You may not reproduce or use it without permission.
8. Third-Party Links
Our website may contain links to third-party websites or tools (such as scheduling or carrier sites). We are not responsible for the content or privacy practices of those third parties.
9. Disclaimer of Warranties
The website and services are provided "as is" and "as available" without warranties of any kind, express or implied, to the fullest extent permitted by law. We do not warrant that the website will be uninterrupted, error-free, or secure.
10. Limitation of Liability
To the maximum extent permitted by law, Miseguro Dental and Raul Penuela will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website or services.
11. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law principles. Any disputes will be subject to the exclusive jurisdiction of the state and federal courts located in Texas.
12. Changes to These Terms
We may update these Terms from time to time. Changes are effective when posted to this page, with the "Last updated" date revised accordingly. Your continued use of the website constitutes acceptance of the updated Terms.
13. Contact Us
Miseguro Dental (a DBA of Raul Penuela)
4900 Berkley Dr, McKinney, TX 75070
Phone: (972) 302-8401
Email: [email protected]
Website: misegurodental.com